Erica Virtual Assistant (6/18) Note: We assume a start at zero users from Erica’s launch in 6/18. Pilot users excluded. Source: Bank of America (2/21, 4/24, 2/25) Bank of America Erica Virtual Assistant USA Food & Drug Administration, ‘FDA Announces Completion of First AI-Assisted Scientific Review Pilot and Aggressive Agency-Wide AI Rollout Timeline’ (5/25); NITRD.gov (5/25) New AI-Enabled Medical Devices Pre-Clinical Candidate Status marks the point at which a lead molecule (or biologic) has satisfied all discovery-stage gates and is officially handed off to the development organization for work related to beginning